Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Port Chester
Below are two-year Certificates of Deposit (CD) rates from banks in Port Chester, New York. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Port Chester, NY - March 28, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.85% |
$1,000 |
- |
Learn More
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Rate History: 4.99% → 4.58% → 4.47% → 4.06% → 3.85% |
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3.75% |
$500 |
- |
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Rate History: 4.35% → 4.15% → 4.00% → 3.75% |
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James A. Elder | Mar 25, 2020 I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More |
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3.70% |
$500 |
- |
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3.70% |
$250 |
- |
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Rate History: 4.50% → 4.50% → 3.50% → 3.70% |
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3.50% |
$500 |
- |
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Rate History: 4.25% → 4.00% → 3.50% → 4.00% → 3.50% |
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3.50% |
$5,000 |
- |
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Rate History: 3.75% → 3.50% |
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Dana E. | Mar 20, 2016 Good solid bank. Read More |
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3.45% 0.30% |
$250,000 $1,000 |
- |
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Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.35% |
$500 |
- |
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Warning: Early withdrawal penalty equals two years of interest.
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JuanVelasco | Mar 17, 2023 STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More |
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3.00% |
$1,000 |
- |
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Rate History: 4.50% → 4.00% → 3.75% → 3.00% |
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Claire blankinship | Aug 5, 2020 I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More |
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3.00% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.50% → 3.00% |
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Douglas H | Feb 5, 2020 The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mai... Read More |
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3.00% |
$1,500 |
- |
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Rate History: 2.65% → 3.00% |
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Ryan | Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More |
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2.75% |
$0 |
- |
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Rate History: 4.00% → 3.00% |
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Richard | Jul 1, 2022 Very easy opening process and wonderful staff. Read More |
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2.50% |
$500 |
- |
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2.02% |
$10,000 |
- |
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|
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Rate History: 2.53% → 2.02% |
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2.00% |
$10,000 |
- |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.00% |
$10,000 |
- |
Learn More
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Rate History: 4.00% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.76% |
$10,000 |
21.69 |
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Chang | Aug 19, 2021 Best Service! Read More |
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0.75% |
$10,000 |
18.81 |
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0.75% |
$10,000 |
24.43 |
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0.70% |
$10,000 |
23.62 |
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0.65% |
$10,000 |
21.27 |
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0.55% |
$10,000 |
19.29 |
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0.48% |
$10,000 |
23.59 |
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0.33% |
$1,000 |
- |
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thedon | Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More |
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0.30% |
$10,000 |
24.61 |
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0.25% |
$10,000 |
24.61 |
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Lori Kroko | Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More |
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0.20% |
$10,000 |
12.74 |
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0.15% |
$100,000 |
23.54 |
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0.10% |
$1,000 |
- |
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0.05% |
$2,500 |
- |
Learn More
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Rate History: 0.01% → 0.05% |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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